About Us

Your Path to Financial Freedom

Our Journey

Golden Zico began operations informally in 2008, serving individuals and communities with financial solutions in savings, loans, and investments. As our impact grew, we took steps to formalize and strengthen our structure.

We became legally registered as a corporate entity under the Corporate Affairs Commission (CAC) of Nigeria, with full recognition by the Nigerian Judiciary. In addition, we obtained compliance certifications through the Economic and Financial Crimes Commission (EFCC), specifically under the Special Control Unit Against Money Laundering (SCUML).

To further enhance our credibility and expand our services, Golden Zico secured official Money Lender Licenses, ensuring that all our financial activities are transparent, regulated, and aligned with national laws.

Today, Golden Zico stands as a trusted financial institution, combining years of grassroots experience with strong legal and regulatory backing to deliver secure, innovative, and community-driven financial solutions.

Our Promise

We combine grassroots experience with strong legal and regulatory backing to deliver trustworthy, transparent, and community-focused financial solutions. Golden Zico is more than a financial institution—we are a partner in prosperity.

Our Core Value

At Golden Zico, our core values reflect our commitment to empowering clients, investors, and communities:
Business Growth Support We enhance our clients’ businesses by providing accessible loans and savings solutions that make financing easy and sustainable.
Financial Empowerment Through innovative savings and investment opportunities, we help individuals and organizations achieve financial stability and growth.
Investor Confidence We attract and engage investors by offering secure, transparent platforms that grow their wealth while ensuring peace of mind.
Trust & Transparency Every transaction is guided by integrity, accountability, and compliance with regulatory standards.
Community Development By fostering cooperative and thrift society initiatives, we strengthen financial inclusion and collective prosperity.

What We Do

Golden Zico is committed to empowering people and businesses through a wide range of financial services:

Savings – Flexible, secure savings plans with competitive interest rates.

Loans – Affordable, transparent loan options with flexible repayment terms.

Investments – Tailored investment opportunities designed to grow wealth responsibly.

Cooperative & Thrift Society – Community-driven financial inclusion programs that encourage group savings, loans, and empowerment initiatives.

Business Consultancy – Strategic advisory services to help startups, SMEs, and enterprises thrive.